Tag Archives: Dave Ramsey

How to Simplify Christmas So You Have Less Stress, More Peace, and More Joy!

Posted on December 11, 2024 by treeoflifemama

If walking through the aisles of Christmas stuff at Target or Hobby Lobby at Christmastime makes you feel overwhelmed, this is for you! At the risk of sounding like a Grinch with the middle name of Scrooge, I’m sharing this … Continue reading →

Posted in Uncategorized | Tagged advent, advent calendar, christmas, Christmas traditions, Dave Ramsey, faith, family, holidays, Immanuel Wreath, Minimal Mom, Rachel Cruze, save time and money for Christmas, simplify Christmas, stocking stuffers, useful stocking stuffers | Leave a comment

I Finally Got to Visit My Sister in Maine: My Miracles Involving Money and More

Posted on August 18, 2024 by treeoflifemama

I found this new YouTube Channel (Single Mom on a Farm) and website (singlemomonafarm.com) that I am loving! They are both from Marcie Holladay. She is a single mom of 10 children who lives on a farm in rural Virginia. … Continue reading →

Posted in Uncategorized | Tagged another testament of Jesus Christ, book of mormon, chickens, Dave Ramsey, Freeport Maine, L.L. Bean flagship store, L.L. Bean store, Little Women, Louisa May Alcott, Maine, Maine beaches, Marcie Holladay, miracles, money miracles, Moroni, Orchard House, qube, single mom on a farm, singlemomonafarm, sister in Maine | 2 Comments

Declaration of Financial Independence

Posted on July 2, 2019 by treeoflifemama

To celebrate being debt-free, which happened for dh and me on June 19 last month, I changed the wording of Jefferson’s famous document and we had a family ceremony, using Zoom to connect the out-of-nest kids, so they could … Continue reading →

Posted in money, money in marriage, money management | Tagged Dave Ramsey, debt-free scream, independence-day, what to do when you are debt free | 3 Comments

DIY Pretty Cash Envelope for the Super Frugal, Glamor Girl

Posted on June 22, 2019 by treeoflifemama

OK, I’m writing this post in part to celebrate a huge announcement! We are officially debt free!!!!! Yee-haw!!! Can I get an amen, hallelujah, and happy jig?!!! I want to shout our debt-free scream and dance on the … Continue reading →

Posted in Family life, marriage, money, money in marriage | Tagged budgeting, cash envelope system, cash envelope wallet, Dave Ramsey, debt-free, debt-free journey, DIY cheap cash envelope system, EveryDollar, glamor cash envelope, pretty cash envelope, Rachel Cruze, rachel cruze wallet, Rocky dance, Rocky pose, student loans, super cheap cash envelope, we're debt free, YNAB | 1 Comment